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— HOW IT WORKS —

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Fill Out Your Application

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Stop Into Your Local American Freight

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Take Your Furniture & Mattresses Home Today!

American Freight Stores are now offering a new way to pay! Take your furniture home now with low, easy payments.

*$50 processing fee or initial lease payment may apply. Opportunity not available in Minnesota or New Jersey.

American First Finance Login Portal.

 

Text "YES" to 41806 to apply today!

Why wait for what you want?
Take your furniture home today.

American Freight Stores are now offering a new way to pay!

*$50 processing fee or initial lease payment may apply. Opportunity not available in Minnesota or New Jersey.

No credit needed - bring your furniture home now, with low easy payments.*

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Already a Customer?

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Provided by American First Finance.

 

Take it home TODAY for

$50

Plus 101 Days Early Payoff Option for Retail Installment Contracts

with low easy payments.

Apply Now!
Provided by American First Finance.

 

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Don't have enough for your dream couch? Don't worry! We offer various payment options to take your furniture home TODAY!

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Retail Installment States: AZ, IL, KY, MO, NM, PA, SC, VA, WI

Service described is a retail installment contract. The down payment is $50. Subject to approval and verification.

Lease to Own States: AL, AR, CT, FL, GA, IA, IN, KS, LA, MD, MI, MS, NY, NC, OH, OK, RI, TN, TX, WV

Service described is a rental-purchase agreement in Alabama, a rental-purchase transaction in Arkansas, a lease-to-own program in Michigan and Rhode Island, a lease-purchase agreement in Ohio, and a rent-to-own program in West Virginia (referred to here as “agreement”). The processing fee or initial rent payment due at the start of the agreement is $50 plus tax. A security deposit and delivery fee may also be required.

All remaining payments depend on your agreement and will be determined by the cash price of the merchandise, applicable fees and tax, the frequency of payments, and the agreement term. The total number of payments necessary to obtain ownership of the property that is the subject of the agreement ranges from 1 to 104 payments and depends on your agreement. The timing of scheduled payments depends on whether you are on a weekly, bi-weekly, semi-monthly, or monthly payment frequency. If your liability at the end of the agreement term is based on the anticipated residual value of the property, an extra charge may be imposed at the end of the term.

Subject to approval and verification. For details, visit www.americanfirstfinance.com.

Terms & Conditions

The annual percentage rate (APR) ranges from 74.05% to 199.84%. For example, you could receive a retail installment contract for an amount financed of $1,352.04 with an APR of 144.34%. In this example, you would receive the cash price of $1,297.00 (plus applicable tax or delivery or warranty fees) and make 17 monthly payments of $187.59 and 1 monthly payment of $185.78. The total amount repayable would be $3,424.81. If a retail installment contract is extended to you, the payment period to repay the indebtedness may be weekly, bi-weekly, semi-monthly, or monthly, depending on the schedule by which you are paid. Your APR will be determined based upon your creditworthiness at the time of application. Your actual terms depend upon your credit score, amount financed, contract term, payment frequency, and credit usage and history. There is no prepayment penalty. All retail installment contracts have a minimum repayment term of 6 months or longer.

Example:

See Terms and Conditions

Scroll down to Terms and Conditions for important information on how to take it home today!

*Approval is possible without a FICO score, but American First Finance Inc. may check history. For details visit www.americanfirstfinance.com.

As of 3/17, the no payment for 60 days promotion has ended.